Super Visa applicants may now pay insurance in monthly installments

Super Visa applicants may now pay insurance in monthly installments

In a welcome change, Immigration, Refugees and Citizenship Canada (IRCC) has allowed the applicants for Canada Super Visa to pay their medical insurance in monthly instalments. To obtain a Canada Super Visa, an applicant must have private medical insurance that meets the following criteria:

  •       It should cover healthcare, hospitalization and repatriation
  •       It should provide a minimum of $100,000 in emergency coverage
  •       It should be valid for a minimum of one year from the date of Entry into Canada
  •       It should be available for review by a border services officer upon request while re-entering  Canada with a Super Visa.

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Earlier, the IRCC had allowed Super Visa applicants to pay their insurance in monthly installments. But in August, they declared that the applicants must pay their insurance upfront. This amounted to around $1500 for a 65-year-old person. It will be higher for older individuals. But this change invited backlash as it was burdensome for families who were seeking to reunite in Canada. So, the IRCC has now changed it into monthly installments again. According to an IRCC spokesperson, the reversal of the insurance rule is in recognition of the importance Canada places on reuniting families.

Canada Super Visa

The Super Visa allows Canadian citizens and permanent residents to bring their parents and grandparents to Canada for a maximum of five years. They can stay in Canada consecutively during this period without having to renew their visitor status. Further, they can enter Canada multiple times for up to 10 years.

Canada Super Visa is a good alternative to the Parents and Grandparents Program (PGP) that allows Canada permanent residents and citizens to sponsor their parents and grandparents for permanent residence in Canada. But this program issues visa to only a limited number of applicants and the IRCC holds lotteries to select eligible candidates. Compared to that, Super Visa gives greater certainty to applicants and the processing is completed within just a few months. At the same time, the processing of PGP may take years.

Eligibility requirements for Canada Super Visa

To be eligible for Canada Super Visa:

  •       The applicant must be the parent or grandparent of a Canadian citizen or permanent resident
  •       You should have a signed letter from your child or grandchild inviting you to Canada
  •       Documents to prove that your child or grandchild meets the Low-Income Cut-off(LICO) minimum
  •       Proof of your relationship with your child or grandchild. For example, a brith certificate
  •       Proof of medical insurance.


Processing of the application for Canada Super Visa

.The application for Canada Super Visa is processed at the Canadian visa office at the place of residence of the applicant. The application is processed on the basis of a number of factors such as the purpose of the visit to Canada and whether the applicant has sufficient ties to their home country so that they would go back once their period of stay is over.


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